732. Insights: Is the future of SME banking specialisation?

Episode 919 · April 28th, 2023 · 42 mins 29 secs

About this Episode

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Is the future of SME banking specialisation?”

This week's guests include:

  • Atif Siddiqi, Founder/CEO, Branch
  • Lara Gilman, Head of New Ventures, Iwoca
  • Peter Beckman, CEO, Treyd

Whether you prefer the abbreviation ‘SME’ or ‘SMB’ - the truth is that there is a vast collection of businesses wrapped up in those three letters.

The World Economic Forum estimates that 90% of businesses globally can be categorised as SMEs. That’s a lot of businesses to cover with the same financial services offerings - so maybe it’s time to specialise!

Our panel discuss: an overview of how SME banking works today, the challenges of serving small business niches, and whether the future will see more niche-focused products

This episode is sponsored by Blinkist

The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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